Question 1

What types of financing do you offer?

Accepted Answer

Merchant cash advances, revenue-based financing, business lines of credit, and purpose-specific capital for equipment or expansion. During your review we recommend the structure that fits your revenue pattern rather than defaulting to one product.

Question 2

What are the basic eligibility requirements?

Accepted Answer

[Placeholder — add your actual criteria, e.g. minimum time in business, minimum monthly revenue, business bank account, and any excluded industries.] Approvals weigh consistent cash flow heavily, so a lower credit score does not automatically disqualify you.

Question 3

How much funding can my business access?

Accepted Answer

[Placeholder — add your funding range.] Amounts are based on your revenue history, deposit consistency, existing obligations, and how you plan to use the capital.

Question 4

What does it cost?

Accepted Answer

[Placeholder — add your pricing structure, factor rates or interest ranges.] Every offer states the total repayment amount, the payment schedule, and any fees before you sign. If a number isn't clear, ask and we'll walk through it.

Question 5

How long does the process take?

Accepted Answer

[Placeholder — add your typical timeline.] Once your application and bank statements are in, underwriting can usually return a decision quickly, with funding following shortly after signing.

Question 6

What documents do I need to apply?

Accepted Answer

Typically a completed application and your most recent business bank statements. [Placeholder — list any additional documents you require, such as a voided check, ID, or tax returns for larger amounts.]

Question 7

Will applying affect my credit?

Accepted Answer

[Placeholder — confirm whether your initial review is a soft pull and when a hard pull occurs.] We'll tell you before any step that could affect your credit file.

Question 8

Do I need collateral or to give up equity?

Accepted Answer

Revenue-based structures and merchant cash advances are not equity investments, and typically do not require specific collateral. [Placeholder — note any personal guarantee or UCC filing requirements.]

Question 9

Can I repay early?

Accepted Answer

[Placeholder — describe your early repayment or discount policy.] Ask your advisor to confirm the terms for your specific offer.

Question 10

What happens on the consultation call?

Accepted Answer

A short conversation about your business, what you need capital for, and your revenue picture. You'll get a clear view of your realistic options and next steps — there is no obligation to move forward.

Frequently asked questions

Questions business owners ask us

Didn't find your answer?