High Tide Funding helps established small and mid-sized businesses access merchant cash advances, revenue-based financing, and lines of credit — with terms explained clearly before you sign.
Funding range
$5,000 – $5 Million
Across all business funding programs.
High Tide Funding was built for owners who have a real, revenue-generating business and a time-sensitive need — payroll, inventory, equipment, or an opportunity that won't wait for a traditional lender's timeline.
We work with restaurants, contractors, retailers, medical practices, trucking companies, and service businesses across the country. Instead of pushing one product, we look at how your revenue arrives and recommend the structure that fits it.
We match the structure to your revenue pattern instead of forcing every business into the same product.
A lump sum of capital repaid from a fixed percentage of your future card and bank deposits, so repayment moves with your sales.
Best for businesses with steady daily revenue that need capital quickly.
Growth capital structured around your monthly revenue, with a defined total repayment amount and no fixed collateral requirement.
Best for scaling companies that want flexible, non-dilutive funding.
A revolving facility you can draw from as needed and pay interest only on what you use — ready for payroll gaps or opportunities.
Best for ongoing working capital and covering seasonal swings.
Financing for equipment purchases, new locations, inventory buys, or other projects with a clear return on investment.
Best for planned investments that need funding aligned to payback.
Competitive payment processing that keeps more of every sale in your business, with fast settlement and transparent pricing.
Best for businesses that want to lower processing costs and speed up deposits.
Tap into the equity in your residential or investment property for flexible, lower-cost capital for business or personal use.
Best for property owners who want flexible access to equity-backed capital.
Straightforward terms, direct communication, and a process designed around business owners who don't have time to waste.
Underwriting starts as soon as your file is complete, so you know where you stand instead of chasing updates for weeks.
Total repayment, fees and payment schedule are laid out before you sign. Nothing is buried in the agreement.
You work with the same person through underwriting, funding and renewal — not a rotating queue of reps.
Daily, weekly or monthly remittance options so payments fit the way your revenue actually arrives.
Recent bank statements and basic business details are usually enough to get a decision started.
Renewals and additional facilities as your revenue increases, so financing keeps pace with the business.
A transparent process with a real person on the other side of it.
Complete a short application with your business basics. Most owners finish it in a few minutes, and we request only what underwriting actually needs.
A funding advisor reviews your revenue profile and walks you through the structures you qualify for, including costs and repayment mechanics in plain language.
You compare the available offers side by side and choose the option that fits your cash flow. No pressure to take an offer that doesn't work.
Sign your agreement and receive funds. We stay available afterward for renewals, adjustments, and additional capital as your business grows.
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Still unsure about something? A short call is usually the fastest way to get a clear answer.
Submit a short application or talk it through with a funding advisor first. No obligation, and reviewing your options won't affect your day-to-day operations.