Who we help
Established businesses with consistent revenue — trades and construction, restaurants and retail, healthcare practices, logistics, and professional services.
About Us
Capital that respects how your business actually runs
We're a funding partner for owners who need a straight answer, a clear cost, and a decision on a realistic timeline.
Our Story
Built around the questions owners actually ask
How much can I get, what will it cost in total, when will it arrive, and what happens if revenue dips? Every part of our process is designed to answer those four questions early.
What we do
We structure and place working capital: merchant cash advances, revenue-based financing, lines of credit, and capital for equipment or expansion.
Why we exist
Bank timelines and rigid criteria leave profitable businesses without options. We built a faster path that still treats owners like adults about cost and risk.
What makes us different
One advisor start to finish, total repayment stated before signing, and an honest answer when financing isn't the right move right now.
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Trust and credibility
- Businesses funded
- 4,000+Businesses funded
- Capital deployed
- $350M+Capital deployed
- Average decision time
- 30 MinutesAverage decision time
- Client rating
- 5/5Client rating
Why High Tide
What working with us looks like
Straightforward terms, direct communication, and a process designed around business owners who don't have time to waste.
Decisions without the wait
Underwriting starts as soon as your file is complete, so you know where you stand instead of chasing updates for weeks.
Costs stated up front
Total repayment, fees and payment schedule are laid out before you sign. Nothing is buried in the agreement.
One advisor, start to finish
You work with the same person through underwriting, funding and renewal — not a rotating queue of reps.
Structures matched to cash flow
Daily, weekly or monthly remittance options so payments fit the way your revenue actually arrives.
Light documentation
Recent bank statements and basic business details are usually enough to get a decision started.
Capital that grows with you
Renewals and additional facilities as your revenue increases, so financing keeps pace with the business.
Ready to see what your business qualifies for?
Submit a short application or talk it through with a funding advisor first. No obligation, and reviewing your options won't affect your day-to-day operations.